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    Home»Politics»Government considering having borrowing assessed once a year
    Politics

    Government considering having borrowing assessed once a year

    By Emma ReynoldsJuly 25, 2025No Comments3 Mins Read
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    Government considering having borrowing assessed once a year
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    The government is considering only having the public finances formally assessed once a year after the International Monetary Fund (IMF) suggested it should do to avoid “overly frequent” changes in policy as a result of its borrowing rules.

    The UK’s independent forecaster – the Office for Budget Responsibility (OBR) – currently assesses if the government is on course to meet its limits on borrowing twice a year.

    This year changes in its forecast for the economy, driven by rises in global and domestic government borrowing rates, led to Chancellor Rachel Reeves announcing £5bn in health-related welfare cuts.

    However, the cuts were then reversed after a Labour backbench revolt last month.

    The influential IMF, as part of its annual health check of the UK economy, said the best solution would be for the government to allow greater room for manoeuvre around its fiscal rules, “so that small changes in the outlook do not compromise assessments of rule compliance”.

    Fiscal rules are self-imposed by most governments in wealthy nations and are designed to maintain credibility with financial markets, which governments depend on to borrow money.

    The fact the IMF’s suggestion is under consideration by the government is an implicit admission that the current policy of having two assessments per year has created a dynamic of constantly having to change policies to meet targets.

    The advice from the IMF, if followed, could mean more tax rises than expected at the Budget in the Autumn, as the chancellor rebuilds a bigger financial buffer to deal with a volatile global economy.

    In response to the IMF’s report, Treasury officials said the government was “committed to meeting its non-negotiable fiscal rules” and added that it welcomed and would consider the watchdog’s “recommendations to further support policy stability”.

    The Institute for Fiscal Studies recently recommended downplaying the Spring Statement with a looser borrowing target, to prevent the need for constant fiddling of tax and spend plans.

    The chancellor is following two main rules for government finances, which she has repeatedly said are “non-negotiable”. They are:

    • day-to-day government costs to be paid for by tax income, rather than borrowing
    • debt to be falling as a share of national income by the end of this parliament in 2029-30

    The IMF, in general, praised the UK economy and recent “bold agenda” of pro-growth reforms, saying its medium-term borrowing plans were “credible” and that the UK’s trade deals meant it was well placed to ride out current global uncertainties.

    But it said risks to the government’s strategy must be “carefully managed” in a nod to the relatively small buffer that the UK has to deal with shocks to the economy.

    “Fiscal rules could easily be breached if growth disappoints or interest rate shocks materialise,” the IMF said.

    To head off this possibility, it suggested the government should consider replacing the state pension triple lock , widening the applicability of VAT, means-testing more benefits, and co-payments for richer users of the NHS.

    Responding to the IMF’s report, Reeves said: “Today’s IMF report confirms that the choices we’ve taken have ensured Britain’s economic recovery is underway, and that our plans will tackle the deep-rooted economic challenges that we inherited in the face of global headwinds.

    “Our fiscal rules allow us to confront those challenges by investing in Britain’s renewal.”

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    Emma Reynolds
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    Emma Reynolds is a senior journalist at Mirror Brief, covering world affairs, politics, and cultural trends for over eight years. She is passionate about unbiased reporting and delivering in-depth stories that matter.

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